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And the Moneyfacts Awards 2009 winners are...

Best Short Term Fixed Rate Mortgage Provider
Winner: Skipton Building Society

Highly Commended: Market Harborough Building Society
Commended: Yorkshire Building Society
Best Longer Term Fixed Rate Mortgage Provider
Winner: Yorkshire Building Society

Highly Commended: West Bromwich Building Society
Commended: HSBC
Best Variable Rate Mortgage Provider
Winner: first direct

Highly Commended: HSBC
Commended: The Co-operative Bank
Best Remortgage Provider
Winner: HSBC

Highly Commended: Abbey
Commended: The Co-operative Bank
Best Current Account and Offset Mortgage Provider
Winner: first direct

Highly Commended: Clydesdale/Yorkshire Bank
Commended: Newcastle Building Society
Best Tracker Mortgage Provider
Winner: Halifax

Highly Commended: Norwich & Peterborough Building Society
Commended: Nationwide Building Society
Best First Time Buyer Mortgage Provider
Winner: HSBC

Highly Commended: Clydesdale/Yorkshire Bank
Commended: The Co-operative Bank
Best Building Society Mortgage Provider
Winner: Nationwide Building Society

Highly Commended: Norwich & Peterborough Building Society
Commended: Newcastle Building Society
Best Bank Mortgage Provider
Winner: HSBC

Highly Commended: Cheltenham & Gloucester
Commended: Abbey
Best Online Mortgage Provider
Winner: Abbey

Highly Commended: Nationwide Building Society
Commended: Halifax
Best HIP Provider
Winner: eHips

Highly Commended: Easier2move
Commended: HIPHIPHooray
Best Service from a Mortgage Provider
Winner: Abbey

Highly Commended: Cheltenham & Gloucester
Commended: Halifax
Best No Notice Account Provider
Winner: AA

Highly Commended: Beverley Building Society
Commended: Teachers Building Society
Best Notice Account Provider
Winner: Chesham Building Society

Highly Commended: Tipton & Coseley Building Society
Commended: Halifax
Best Monthly Interest Account Provider
Winner: ICICI Bank UK

Highly Commended: Newcastle Building Society
Commended: Yorkshire Building Society
Best Internet Account Provider
Winner: ICICI Bank UK

Highly Commended: Principality Building Society
Commended: Yorkshire Building Society
Best Over 50's Account Provider
Winner: Coventry Building Society

Highly Commended: Kent Reliance Building Society
Commended: Principality Building Society
Best Children's Account Provider
Winner: Harpenden Building Society

Highly Commended: Chorley Building Society
Commended: Stafford Railway Building Society
Best Cash ISA Provider
Winner: National Counties Building Society

Highly Commended: Loughborough Building Society
Commended: Barclays Bank
Best Offshore Account Provider
Winner: Anglo Irish Bank Corporation (International)

Highly Commended: Irish Nationwide (IOM)
Commended: Skipton (Guernsey)
Best Current Account Provider (Credit Interest)
Winner: Alliance & Leicester

Highly Commended: Abbey
Commended: Coventry Building Society
Best Current Account Provider (Debit Interest)
Winner: Alliance & Leicester

Highly Commended: Norwich & Peterborough Building Society
Commended: Intelligent Finance
Best Personal Loan Provider
Winner: Yourpersonalloan.co.uk

Highly Commended: Barclaycard
Commended: Sainsbury's Finance
Best Credit Card Provider (Introductory Rate)
Winner: Halifax

Highly Commended: HSBC
Commended: Marks & Spencer Money
Best Credit Card Provider (Standard Rate)
Winner: Barclaycard

Highly Commended: Lloyds TSB
Commended: The Co-operative Bank
Best Credit Card Provider (Balance Transfer Rate)
Winner: Virgin Money

Highly Commended: Egg
Commended: Tesco Personal Finance
Best Gold/Platinum Card Provider
Winner: Capital One Bank

Highly Commended: Barclaycard
Commended: NatWest
Innovation of the Year
Winner: Norwich & Peterborough Building Society - Family Savings

Highly Commended: Halifax - Reward Current Account
Commended: HSBC - Rate Matcher
Personal Finance Provider of the Year
Winner: Halifax

Highly Commended: Abbey
Commended: HSBC
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