| Best Fixed Rate Mortgage Provider (without redemption tie in) | Best Fixed Rate Mortgage Provider (with redemption tie-in) |
|---|---|
|
Winner: Portman Building Society
Highly Commended: Alliance & Leicester Commended: Newcastle Building Society |
Winner: West Bromwich Building Society
Highly Commended: Portman Building Society Commended: Market Harborough Building Society |
| Best Variable Rate Mortgage Provider | Best Discounted Rate Mortgage Provider |
|
Winner: Chesham Building Society
Highly Commended: Hinckley & Rugby Building Society Commended: Coventry Building Society |
Winner: Portman Building Society
Highly Commended: Lambeth Building Society Commended: Dunfermline Building Society |
| Best Capped Rate Mortgage Provider | Best Self-Certification Mortgage Provider |
|
Winner: Coventry Building Society
Highly Commended: Marsden Building Society Commended: Derbyshire Building Society |
Winner: Standard Life Bank
Highly Commended: Coventry Building Society Commended: West Bromwich Building Society |
| Best Flexible Mortgage Provider | Best 100% Mortgage Provider |
|
Winner: Hinckley & Rugby Building Society
Highly Commended: Chesham Building Society Commended: Coventry Building Society |
Winner: Royal Bank of Scotland
Highly Commended: NatWest Mortgage Services Commended: Yorkshire Building Society |
| Best Current Account & Offset Mortgage Provider | Best Current Account Provider (credit interest) |
|
Winner: The One account
Highly Commended: Intelligent Finance Commended: Woolwich |
Winner: Alliance & Leicester
Highly Commended: Lloyds TSB Commended: Smile |
| Best Current Account Provider (debit interest) | Best Personal Loan Provider |
|
Winner: Alliance & Leicester
Highly Commended: Norwich & Peterborough Building Society Commended: Nationwide Building Society |
Winner: Direct Line
Highly Commended: Lombard Direct Commended: Northern Rock |
| Best Credit Card Provider (introductory rate) | Best Card Provider (standard rate) |
|
Winner: Sainsbury's Bank
Highly Commended: Halifax Commended: Tesco Personal Finance |
Winner: Capital One Bank
Highly Commended: Northern Rock Commended: Halifax |
| Best Credit Card Provider (balance transfer rate) | Best Gold/Platinum Card Provider |
|
Winner: Halifax
Highly Commended: Virgin Money Commended: Alliance & Leicester |
Winner: Tesco Personal Finance
Highly Commended: Capital One Bank Commended: Halifax |
| Best No Notice Account Provider | Best Internet Only Account Provider |
|
Winner: ING Direct (UK)
Highly Commended: Intelligent Finance Commended: Scottish Widows Bank |
Winner: Bradford & Bingley
Highly Commended: First Direct Commended: Nationwide Building Society |
| Best Notice Account Provider | Best Monthly Interest Account Provider |
|
Winner: Anglo Irish Bank
Highly Commended: Heritable Bank Commended: Tipton & Coseley Building Society |
Winner: Bradford & Bingley
Highly Commended: First Direct Commended: Northern Rock |
| Best Regular Savings Account (variable rate) | Best Variable Rate Mini Cash ISA Provider |
|
Winner: Yorkshire Building Society
Highly Commended: Derbyshire Building Society Commended: Furness Building Society |
Winner: National Counties Building Society
Highly Commended: Alliance & Leicester Commended: First Direct |
| Best Children?s Account Provider | Best Offshore No Notice Account Provider |
|
Winner: Harpenden Building Society
Highly Commended: Saffron Walden Building Society Commended: Chelsea Building Society |
Winner: Northern Rock (Guernsey) Ltd
Highly Commended: Anglo Irish Bank (IOM) Commended: Derbyshire Offshore |
| Best Offshore Notice Account Provider | Best Offshore Monthly Interest Account Provider |
|
Winner: Singer & Friedlander (IOM) Ltd
Highly Commended: First Active Bank (CI) Ltd Commended: Anglo Irish Bank (IOM) |
Winner: First Active Bank (CI) Ltd
Highly Commended: Bradford & Bingley International Ltd Commended: Singer & Friedlander (IOM) Ltd |