| Best Short Term Fixed Rate Mortgage Provider |
Best Longer Term Fixed Rate Mortgage Provider |
Winner: first direct
Highly Commended: Loughborough BS
Commended: Abbey
|
Winner: Britannia
Highly Commended: Chelsea BS
Commended: Leeds BS
|
| Best Variable Rate Mortgage Provider |
Best Remortgage Provider |
Winner: The One Account
Highly Commended: HSBC
Commended: first direct
|
Winner: HSBC
Highly Commended: The Co-operative Bank
Commended: first direct
|
| Best Current Account & Offset Mortgage Provider |
Best Tracker Rate Mortgage Provider |
Winner: first direct
Highly Commended: Yorkshire BS
Commended: NatWest Mortgage Services
|
Winner: The Co-operative Bank
Highly Commended: HSBC
Commended: Abbey
|
| Best First Time Buyer Mortgage Provider |
Best Building Society Mortgage Provider |
Winner: Clydesdale/Yorkshire Bank
Highly Commended: Norwich & Peterborough BS
Commended: Furness BS
|
Winner: Nationwide BS
Highly Commended: Yorkshire BS
Commended: Furness BS
|
| Best Bank Mortgage Provider |
Best Online Mortgage Provider |
Winner: HSBC
Highly Commended: Abbey
Commended: The Co-operative Bank
|
Winner: Woolwich
Highly Commended: Coventry BS
Commended: Halifax
|
| Best HIP Provider |
Best Service from a Mortgage Provider |
Winner: ehips
Highly Commended: The HIPs provider
Commended: Easier2move
|
Winner: Cheltenham & Gloucester plc
Highly Commended: Royal bank of Scotland
Commended: Halifax
|
| Best No Notice Account Provider |
Best Notice Account Provider |
Winner: Leeds BS
Highly Commended: Stroud & Swindon BS
Commended: Teachers BS
|
Winner: Leeds BS
Highly Commended: Bank of Cyprus UK
Commended: Secure Trust Bank
|
| Best Monthly Interest Account Provider |
Best Fixed Rate Account Provider |
Winner: ING Direct
Highly Commended: FirstSave
Commended: Intelligent Finance
|
Winner: Post Office
Highly Commended: Aldermore
Commended: ICICI Bank UK
|
| Best Internet Account Provider |
Best Over 50s Account Provider |
Winner: Intelligent Finance
Highly Commended: ICICI Bank UK
Commended: Yorkshire BS
|
Winner: United Trust Bank
Highly Commended: Coventry BS
Commended: West Bromwich BS
|
| Best Children's Account Provider |
Best Cash ISA Provider |
Winner: Harpenden BS
Highly Commended: Earl Shilton BS
Commended: Chelsea BS
|
Winner: Halifax
Highly Commended: Santander
Commended: Newcastle BS
|
| Best Offshore Account Provider |
Best Current Account Provider (Credit Interest) |
Winner: Alliance & Leicester International
Highly Commended: Anglo Irish Bank Corporation (International) PLC
Commended: Irish Nationwide (IOM)
|
Winner: Alliance & Leicester
Highly Commended: Santander
Commended: Lloyds TSB
|
| Best Current Account Provider (Debit Interest) |
Best Personal Loan Provider |
Winner: Alliance & Leicester
Highly Commended: Cahoot
Commended: Norwich & Peterborough BS
|
Winner: Tesco Bank
Highly Commended: Sainsbury's Finance
Commended: Alliance & Leicester
|
| Best Credit Card Provider (Introductory Rate) |
Best Credit Card Provider (Standard Rate) |
Winner: M & S Money
Highly Commended: Halifax
Commended: Tesco Bank
|
Winner: The Co-operative Bank
Highly Commended: Lloyds TSB
Commended: Barclaycard
|
| Best Credit Card Provider (Balance Transfer Rate) |
Best Gold/Platinum Card Provider |
Winner: Virgin Money
Highly Commended: Santander
Commended: Nationwide BS
|
Winner: Barclaycard
Highly Commended: MBNA Europe Bank
Commended: The Co-operative Bank
|
| Innovation of the Year |
Personal Finance Provider of the Year |
Winner: Buckinghamshire BS - Big Bucks Bond
Highly Commended: Capital One Bank - Progress Mastercard
Commended: HSBC - Mortgage Matcher
|
Winner: Santander Group
Highly Commended: Lloyds Banking Group
Commended: The Co-operative Bank
|