Mortgage Metrics

Moneyfacts' Executive Reports use comprehensive product data that covers the key facts and trends relevant to specific areas of personal finance. Supplied as a monthly PDF, Moneyfacts Executive Reports are designed to assist readers with the decision-making process and product design and are useful to reinforce providers' own findings and help with strategic planning.

The data used within the Moneyfacts Executive Reports are based on statistics obtained from visitors to the Moneyfacts Web Service, which processes over 100,000 searches every month for many of the UK's leading independent financial websites. This data has been verified by academics from the University of East Anglia as representative of the overall UK population.

The Moneyfacts Mortgage Metrics Executive Report provides an innovative review of the UK mortgage market. Designed to give an indication of lending margins as well as market pricing variations by loan-to-value tiers, it can be used to evaluate a product's viability. The report contains intelligent structuring of data detailing True Rate mortgage spreads between high, low and average rates against wholesale benchmark pricing and includes details of product availability and consumer demand for each loan-to-value tier.

The Moneyfacts Mortgage Metrics Executive Report:

• Tracks rate spreads, availability, demand and market share against consumer demand by LTV tiers and product type
• Includes historical consumer demand by loan-to-value tiers
• Captures average rate spreads against SWAP rates by LTV tier and initial rate period
• Tracks change in rates and spreads against the previous report.