The Moneyfacts UK Credit Card Trends Treasury Report incorporates all the data relating to the UK’s unsecured lending market in one essential publication. Credit cards, unsecured personal loans and overdrafts are all reviewed to give a comprehensive overview of this sector.

Moneyfacts UK Credit Card Trends Treasury Report are essential reading for regulators, lenders, trade bodies, economists and the Government and will be of interest to those working in the wider areas of finance, product development, pricing and marketing. They are ideal for strategic planning and in-depth analysis of current unsecured lending trends and can be used as the basis for further individual market investigation.

What does the Moneyfacts UK Credit Card
Trends Treasury Report Contain?

Moneyfacts UK Credit Card Trends Treasury Report monitors key indicators relating to the unsecured lending market. It summarises current and historic data, using clear line graphs and incisive comment to provide an at a glance view of current developments including:

• The number of credit card and unsecured loan providers
• The number of credit card and unsecured loan products available to new customers
• Average credit card purchase APR and cash rates
• Insight into 0% introductory purchase and balance transfer deals
• Balance transfer, cash withdrawal, foreign usage and default charges
• Value and volume of credit card spending
• Average loan APRs
• Average authorised and unauthorised rates and fees
• Insight into trends on risk based and personal pricing
• Insight into average unpaid and paid item charge.

Use the Moneyfacts UK Credit Card Trends
Treasury Report to:

• Compare a provider’s data with the wider market
• Provide insight into the competitiveness of new products
• Understand pricing trends, including fees and charges, in each of the specific markets
• Support marketing and PR campaigns
• Monitor the effect of regulation on the industry
• Conduct an environmental scan of the market.