The Moneyfacts Average Savings Rate is calculated from the total of all on-sale, core market, variable and fixed rate savings accounts and Cash ISAs*.

Including:

• No Notice
• Notice
• One-year fixed
• 18-month fixed
• Two-year fixed
• Three-year fixed
• Four-year fixed
• Five-year fixed

*Based on gross rates on a £10,000 deposit.

To facilitate a consistent core savings market trend evolution, our historical and current Moneyfacts Average Savings Rates exclude the following:

• Regular savings
• Children's accounts
• LISAs
• JISAs