Brand Logo Moneyfacts Group plc
Telephone Icon T: 01603 476476 Email Icon E: enquiries@moneyfacts.co.uk LinkedIn Icon

A stellar year for Moneyfacts Equity Release Star Ratings

Caitlyn Eastell, Apprentice Press & PR Assistant
Caitlyn Eastell, Personal Finance Analyst 01603 476169 Email Caitlyn
04/02/2026

A stellar year for Moneyfacts Equity Release Star Ratings 2026

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2026 for the Equity Release arena.

  • For 2026 the Equity Release Star Ratings have been relaunched.
  • There were 19 Five-Star, 10 Four-Star Ratings and 10 Three-Star Ratings.
  • Over 40 fields of information per individual product were collected for assessment.

The products awarded Five-, Four- and Three-Star Ratings offer the most comprehensive range of standout features and competitive limits, which set them apart from the rest of the market.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing Equity Release products.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

A stellar year for Moneyfacts Equity Release Star Ratings 2026

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2026 for the Equity Release arena.

  • For 2026 the Equity Release Star Ratings have been relaunched.
  • There were 19 Five-Star, 10 Four-Star Ratings and 10 Three-Star Ratings.
  • Over 40 fields of information per individual product were collected for assessment.

The products awarded Five-, Four- and Three-Star Ratings offer the most comprehensive range of standout features and competitive limits, which set them apart from the rest of the market.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing Equity Release products.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

FOR THE FULL LIST OF 2026 AWARDED PRODUCTS – PLEASE CLICK HERE

 

FOR THE FULL LIST OF 2026 AWARDED PRODUCTS – PLEASE CLICK HERE

 

Lee Tillcock, Editor of Investment Life & Pensions Moneyfacts, said:

“According to the Equity Release Council, 2025 saw the equity release market grow by 11%. The past 12 months has still seen providers meet changing consumer needs regarding the vital role that housing wealth plays in supporting long term financial planning, with product flexibility and innovation continuing to provide older homeowners looking to unlock cash from their homes with a growing choice of equity release products and options to choose from.

“The annual Moneyfacts Equity Release Star Ratings provide consumers with a valuable insight into the quality of the equity release features on offer, outside of the products’ key features.”

Lee Tillcock, Editor of Investment Life & Pensions Moneyfacts, said:

“According to the Equity Release Council, 2025 saw the equity release market grow by 11%. The past 12 months has still seen providers meet changing consumer needs regarding the vital role that housing wealth plays in supporting long term financial planning, with product flexibility and innovation continuing to provide older homeowners looking to unlock cash from their homes with a growing choice of equity release products and options to choose from.

“The annual Moneyfacts Equity Release Star Ratings provide consumers with a valuable insight into the quality of the equity release features on offer, outside of the products’ key features.”

Numerous features are considered when assessing the ratings, and some of these include:

Numerous features are considered when assessing the ratings, and some of these include:

Equity Release

Equity Release

Flexibility

  • Minimum and maximum ages
  • Minimum and maximum LTVs
  • Minimum and maximum advances
  • Lump sum options
  • Drawdown options
  • Regular income facility
  • Interest roll-up options
  • Portability
  • Ability to service debt
  • Partial payments

 

Flexibility

  • Minimum and maximum ages
  • Minimum and maximum LTVs
  • Minimum and maximum advances
  • Lump sum options
  • Drawdown options
  • Regular income facility
  • Interest roll-up options
  • Portability
  • Ability to service debt
  • Partial payments

 

Features

  • Rate type
  • Interest charging frequency
  • Equity Release Council membership
  • Negative equity guarantees
  • Early repayment charges
  • Valuation/survey fees
  • Cashback
  • Legal fees
  • Downsizing protection

 

Features

  • Rate type
  • Interest charging frequency
  • Equity Release Council membership
  • Negative equity guarantees
  • Early repayment charges
  • Valuation/survey fees
  • Cashback
  • Legal fees
  • Downsizing protection

 

Notes to editors

You are welcome to use part or all of this press release, so long as we are sufficiently sourced. We would appreciate a link back to Moneyfactsgroup.co.uk.

Pioneering financial comparison technology for over 35 years, Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

The growing range of providers currently assessed includes:

  • Personal Savings Easy to Open
  • Personal Current Account Easy to Open

For more information about us please see our key facts.

 

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Notes to editors

You are welcome to use part or all of this press release, so long as we are sufficiently sourced. We would appreciate a link back to Moneyfactsgroup.co.uk.

Pioneering financial comparison technology for over 35 years, Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

The growing range of providers currently assessed includes:

  • Personal Savings Easy to Open
  • Personal Current Account Easy to Open

For more information about us please see our key facts.

 

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Contact Us If you're looking for extra comment, a chart or more information, then please give us a call. We are always more than happy to help.
Adam French Head of Consumer Finance
Rachel Springall Finance Expert
Caitlyn Eastell Personal Finance Analyst