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Moneyfacts Pet Insurance Star Ratings 2026

Caitlyn Eastell, Apprentice Press & PR Assistant
Caitlyn Eastell, Personal Finance Analyst 01603 476169 Email Caitlyn
03/02/2026

A stellar year for Moneyfacts Pet Insurance Star Ratings 2026

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2026 for the Pet Insurance arena.

  • For cat pet insurance there were 177 Five-Star, 58 Four-Star and 58 Three-Star Ratings and for dog pet insurance there were 182 Five-Star, 42 Four-Star and 58 Three-Star Ratings.
  • Reversing last year’s fall, in both markets the number of products available for assessment increased with 19 more cat policies, while the number of dog policies increased by 39.
  • More than 75 fields of information per individual product were collected for the policies.

The products awarded Five-, Four- and Three-Star Ratings offer the most comprehensive range of standout features and competitive limits, which set them apart from the rest of the market.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing Pet Insurance products.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

A stellar year for Moneyfacts Pet Insurance Star Ratings 2026

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2026 for the Pet Insurance arena.

  • For cat pet insurance there were 177 Five-Star, 58 Four-Star and 58 Three-Star Ratings and for dog pet insurance there were 182 Five-Star, 42 Four-Star and 58 Three-Star Ratings.
  • Reversing last year’s fall, in both markets the number of products available for assessment increased with 19 more cat policies, while the number of dog policies increased by 39.
  • More than 75 fields of information per individual product were collected for the policies.

The products awarded Five-, Four- and Three-Star Ratings offer the most comprehensive range of standout features and competitive limits, which set them apart from the rest of the market.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing Pet Insurance products.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

FOR THE FULL LIST OF 2026 AWARDED PRODUCTS – PLEASE CLICK HERE

 

FOR THE FULL LIST OF 2026 AWARDED PRODUCTS – PLEASE CLICK HERE

 

Samantha Owens, Star Ratings & Personal Finance Analytics Manager at Moneyfacts, said:

“No one wants to think of their pet getting ill or involved in an accident but taking out pet insurance can shield them from the financial shock of potentially expensive treatments.

“The Moneyfacts Annual Star Ratings for both cat and dog pet insurance assesses the products currently available in the market, giving the highest ratings to those that have the most extensive range of features and highest cover limits. These can help assist the customer when looking for the best policy within their budget.”

 

Samantha Owens, Star Ratings & Personal Finance Analytics Manager at Moneyfacts, said:

“No one wants to think of their pet getting ill or involved in an accident but taking out pet insurance can shield them from the financial shock of potentially expensive treatments.

“The Moneyfacts Annual Star Ratings for both cat and dog pet insurance assesses the products currently available in the market, giving the highest ratings to those that have the most extensive range of features and highest cover limits. These can help assist the customer when looking for the best policy within their budget.”

 

Numerous features are considered when assessing the ratings, and some of these include:

Numerous features are considered when assessing the ratings, and some of these include:

Pet insurance

Pet insurance

  • Maximum veterinary fees insured
  • Claims time limit
  • Total excess
  • Fees and charges
  • Discounts
  • Boarding fees cover
  • Death by accident and illness cover
  • Lost or stolen cover
  • Advertising and reward cover
  • Alternative treatments cover
  • Dental treatments cover

 

  • Maximum veterinary fees insured
  • Claims time limit
  • Total excess
  • Fees and charges
  • Discounts
  • Boarding fees cover
  • Death by accident and illness cover
  • Lost or stolen cover
  • Advertising and reward cover
  • Alternative treatments cover
  • Dental treatments cover

 

  • Euthanasia cover
  • Hereditary conditions cover
  • Congenital conditions cover
  • Overseas vet fees
  • Quarantine costs
  • Special diet cover
  • Behavioural disorders cover
  • Accidental damage to third parties cover
  • Pet funeral / cremation cover
  • Third party legal liability cover
  • Maximum Age Limits
  • Euthanasia cover
  • Hereditary conditions cover
  • Congenital conditions cover
  • Overseas vet fees
  • Quarantine costs
  • Special diet cover
  • Behavioural disorders cover
  • Accidental damage to third parties cover
  • Pet funeral / cremation cover
  • Third party legal liability cover
  • Maximum Age Limits

Notes to editors

You are welcome to use part or all of this press release, so long as we are sufficiently sourced. We would appreciate a link back to Moneyfactsgroup.co.uk.

Pioneering financial comparison technology for over 35 years, Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

The growing range of providers currently assessed includes:

  • Personal Savings Easy to Open
  • Personal Current Account Easy to Open

For more information about us please see our key facts.

 

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Notes to editors

You are welcome to use part or all of this press release, so long as we are sufficiently sourced. We would appreciate a link back to Moneyfactsgroup.co.uk.

Pioneering financial comparison technology for over 35 years, Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

The growing range of providers currently assessed includes:

  • Personal Savings Easy to Open
  • Personal Current Account Easy to Open

For more information about us please see our key facts.

 

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

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Adam French Head of Consumer Finance
Rachel Springall Finance Expert
Caitlyn Eastell Personal Finance Analyst