Brand Logo Moneyfacts Group plc
Telephone Icon T: 01603 476476 Email Icon E: enquiries@moneyfacts.co.uk LinkedIn Icon

Moneyfacts Private Medical Insurance Star Ratings 2025

Rachel Springall, Press Officer
Rachel Springall, Press Officer / Finance Expert 01603 476210 Email Rachel
16/04/2025

A stellar year for Moneyfacts Private Medical Insurance Star Ratings 2025

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2025 for the Private Medical Insurance arena.

  • Year-on-year the number of Private Medical Insurance products available for assessment has remained the same, at 41.
  • The number of Private Medical Insurance products awarded a Five-Star is 18, the number achieving Four-Star stands at six, while the number or products awarded a Three-Star is also
  • Over 80 fields of information are collected per individual product, all of which are available for assessment.

The products awarded Five-, Four- or Three-Star Ratings offer the most comprehensive range of standout features and competitive limits, which set them apart from the rest of the market.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing Private Medical Insurance.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

A stellar year for Moneyfacts Private Medical Insurance Star Ratings 2025

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2025 for the Private Medical Insurance arena.

  • Year-on-year the number of Private Medical Insurance products available for assessment has remained the same, at 41.
  • The number of Private Medical Insurance products awarded a Five-Star is 18, the number achieving Four-Star stands at six, while the number or products awarded a Three-Star is also
  • Over 80 fields of information are collected per individual product, all of which are available for assessment.

The products awarded Five-, Four- or Three-Star Ratings offer the most comprehensive range of standout features and competitive limits, which set them apart from the rest of the market.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing Private Medical Insurance.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

FOR THE FULL LIST OF 2025 AWARDED PRODUCTS – PLEASE CLICK HERE

 

FOR THE FULL LIST OF 2025 AWARDED PRODUCTS – PLEASE CLICK HERE

 

Lee Tillcock, Managing Editor of Investment Life & Pensions Moneyfacts, said:

“Another year that has seen ongoing pressures within and on the NHS has seen the demand for quality, yet affordable, private medical insurance (PMI) continue to grow – in fact, the need for PMI has arguably never been greater. While a number of innovations and a greater range of additional benefits have made PMI a more compelling product, they have also made it arguably more complex. The Moneyfacts Private Medical Insurance Star Ratings help customers direct their focus and make an informed decision, by highlighting the most comprehensive products on the market.”

Lee Tillcock, Managing Editor of Investment Life & Pensions Moneyfacts, said:

“Another year that has seen ongoing pressures within and on the NHS has seen the demand for quality, yet affordable, private medical insurance (PMI) continue to grow – in fact, the need for PMI has arguably never been greater. While a number of innovations and a greater range of additional benefits have made PMI a more compelling product, they have also made it arguably more complex. The Moneyfacts Private Medical Insurance Star Ratings help customers direct their focus and make an informed decision, by highlighting the most comprehensive products on the market.”

Numerous features are considered when assessing the ratings, and some of these include:

Numerous features are considered when assessing the ratings, and some of these include:

Private Medical Insurance

Private Medical Insurance

  • Maximum total cover (per year)
  • Compulsory excess (per year)
  • Specialist fees
  • Diagnostic tests
  • Physiotherapy cover
  • Psychiatric treatment
  • Radio/chemotherapy
  • CT, MRI & PET scans
  • Complementary therapy
  • Helplines
  • Prosthesis cover
  • Cancer drugs & therapy
  • Maximum total cover (per year)
  • Compulsory excess (per year)
  • Specialist fees
  • Diagnostic tests
  • Physiotherapy cover
  • Psychiatric treatment
  • Radio/chemotherapy
  • CT, MRI & PET scans
  • Complementary therapy
  • Helplines
  • Prosthesis cover
  • Cancer drugs & therapy
  • Palliative treatment
  • Stem cell and bone marrow transplants
  • Home nursing cover
  • Private ambulance
  • Parent accommodation
  • Dental cover
  • Optical cover
  • Travel cover
  • Pregnancy/maternity cover
  • Overseas cover
  • Wig cover
  • Consultation/specialist fees
  • Palliative treatment
  • Stem cell and bone marrow transplants
  • Home nursing cover
  • Private ambulance
  • Parent accommodation
  • Dental cover
  • Optical cover
  • Travel cover
  • Pregnancy/maternity cover
  • Overseas cover
  • Wig cover
  • Consultation/specialist fees

Notes to editors

Pioneering financial comparison technology for over 35 years.

Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, business banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

 

The growing range of providers currently assessed includes:

  • Savings Easy to Open

 

For more information about us please see our key facts.

To link to our website please use moneyfactsgroup.co.uk.

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Notes to editors

Pioneering financial comparison technology for over 35 years.

Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, business banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

 

The growing range of providers currently assessed includes:

  • Savings Easy to Open

 

For more information about us please see our key facts.

To link to our website please use moneyfactsgroup.co.uk.

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Contact Us If you're looking for extra comment, a chart or more information, then please give us a call. We are always more than happy to help.
Rachel Springall Press Officer / Finance Expert
Caitlyn Eastell Press & PR Executive